The modern day culture in Africa is evolving because of Western influence.

However, African values are still valid and infusion of both cultures when done properly shape the best sets of individuals. Western culture is very liberal and gives room for a lot of expression but a lot of age-long tested and trusted beliefs still hold sway amongst Africans.

Audaciously free represents the best of both worlds; being cultured and in touch with your African roots whilst being tolerant of other people’s views and opinions, as a citizen of the world.

The El’Vee twins were inspired by their experiences to create this collection.

The Long Shirt was combined with the Gele worn by Yoruba and Igbos, the Jumpsuit combined with Bini Coral Beads and the Dungarees worn with Fulani beads and accessories.

Life is more simple and easy day by day as a result of technology and we need to stay up-to-date with new emerging technologies. I'm happy to inform you that there is a new way in Nigeria to withdraw your money from the ATM machine without your debit card being physically present. It sounded like a big joke at first until I personally confirmed it.

You know how it feels when you urgently need cash, but your ATM card is at home; there’s money in your account, but you can’t withdraw it because you need an ATM card.

Nigeria’s largest payment processing company - Interswitch, has launched "Verve World", an app  which enables cardholders to store all their payment options and to carry out everyday transactions without physically using their cards. You can now withdraw the cash in your account without using an ATM card, all you need is a Verve Paycode.

Verve Paycode is a secure code that can be generated from cards stored in your eWallet (Verve eCash). Verve eWallet can securely store any card from any Bank.

Verve eCash is a virtual payment card that allows you to transact in every way you would with a physical card. With eCash, you no longer need card number, OTP, CVV2 or expiry date to complete your online transactions. Recharge, Pay bills, Transfer funds and even withdraw cash from an ATM or make POS payments directly from your eCash. 


Login/Registration Process
Open the Verve World installed app, login with an existing Interswitch account if you have an account with Interswitch before and if not, choose Sign UP and fill the necessary detail, add the details of your ATM card on to the Verve World App and proceed.

After successful registration, you should get this notification and an accompanying email from the Verve International team with “Welcome to Verve eCash” in the subject line. 
Click the button that says ‘Fund my eCash’. On the next screen, you will be required to enter the amount you want to withdraw.



Even after adding a card to the application, you may have to input your details again in the “Payment Card” option

After funding the eCash, you will get a notification to that effect. Under every page, there is the eWALLET, 1-TOUCH and PAYCODE options, click on “PAYCODE” to generate.

After selecting PAYCODE, the below page will be displayed.

In selecting a channel, there is the option of ATM, POS or Paypoint Agent. Choose ATM as it is our case study for this post.

In selecting a payment card, choose your already funded Verve eCash or select from the stored Cards.

The cash-out pin is the one you are going to input in the ATM and your card pin is, of course, your personal card pin.
After the last procedure described above, you should be able to use your cashout pin in any ATM unless;

• You have insufficient balance in your account.
• You do not have a token– physical or software –and so cannot use the card online.
• There is not sufficient internet connectivity.

AND;

• Verve Paycode works for any bank card as long as it’s Verve, Visa or Mastercard
• Multiple cards can be added to the application
• Cardless ATM Withdrawals DOES NOT work on every bank’s ATM (that is the machine).
• The Machine that I know, are: ATMs belonging to Zenith Bank, Stanbic IBTC Bank, Guaranty Trust Bank and Fidelity Bank are compatible with the Verve World App and Verve Paycode.

If all the above conditions have been satisfied, then you are good to go.
Now using the ATM is the really tricky part and seems to be where most people are stuck. Most ATMs have the options of cardless operation, to be sure, ask the orderlies around.
Or walk up to any one of them and press the “ENTER” key multiple times. It should display the option.
GTBank ATM has already been used for the experiment, all you need is to follow the below instruction according.

If you look closely at the display above, it gives the instructions on performing Cardless Transactions; that is, using the ATM to withdraw without ATM card. Even though the instruction makes it easier, some ATMs do not spell it out, so just press the “ENTER” button on the keypad twice, and if it does not still bring out the option, then the machine is probably not configured for Cardless Transactions.

The next screen after pressing the “ENTER” key will be self-explanatory as the tag of your selection will include Quickteller.  The Verve World App, Verve Paycode and Quickteller are all products of Interswitch, so they are in one family.

After selecting the Quickteller option, this screen comes up and prompts you to enter the already generated code, then the ATM proceeds to produce the exact amount of cash that was entered when generating the Verve Paycode on the Verve World. Simple as that.

At a Stanbic IBTC ATM, press zero “0” on the keypad to be taken to a page that has “Quickteller Cashout” written on it and the machine will give a prompt for the already generated Verve Paycode.  

Zenith Bank ATMs have the same procedure, but you have to press the enter key to access “Quickteller Cashout” option, and input your Verve Paycode

Note: It includes a N100 surcharge at cashout.

Also Note:
To make every thing simply. You can generate a Paycode by simply dialing *322*8*Amount#. You don't need to have a smartphone or internet access

Have Questions to ask or have anything to contribute, kindly use the comment form below. More so, use the "Share", "Like" and other Share buttons to share this post with your friends.

After you successfully register and verified your number with Zoranga.com here are the step to follow when you want to deposit airtime to your Zoranga account and transfer them to your bank account.


Note:

1.Before you start any transaction make sure you verified your phone number(You can contact them through email for fast verification). support@zoranga.com

2. Make sure you create your 4digit Pin before you start any transaction.


How To Deposit Airtime Your Zoranga Account

Visit zoranga.com website and log into your account

On Home page and click on Deposit Money



Click on Deposit Now button. 

They will provide a number to you that you will transfer the total amount you want to deposit to your zoranga account, just do it and your zoranga account will be credited instantly.

Today, am going to be sharing a guide on how you can make money online via your wapka wapsite. If you own a wapka site, and you haven’t started or don’t know how to generate revenue from it, then this article is for you.
What is wapka Wapka.mobi is one of the top 7 Free Mobile Wapsite Buildersin the world with excellent features to make one build good and fuctional wapsite. One thing i love about them is an option for you to monetise and earn money via your wapsite, which we going to discuss and explain.
How do i monetise and Earn via my wapka wapsite?
It easy monetising and earning substantial revenue using your wapka wapsite. To do this, register at any of the supported wapka ad-network listed below:-
*. Adiquity.com
*. Buzzcity.com
*. Inmobi.com
*. mobgold.com
*. Smaato.com
Now that you have registered with any of your choice adnetwork, it time to add your site for approval into theirad network.
Am going to show you how to setup adiquity.comadvert in your wapka site as an example.
How To Set Up Adiquity Ads
1.Register at adiquity.com
2.After registration and acceptance to their adnetwork
3.Login to your account dashboard
4.Click theMobile Sites/Appstab, add your site as shown below

5.Fill the form and submit for approval.Now that you have submitted your site, you will wait for couple of days for your site to be approve or rejected. if your site has been approve, follow the instructon below:-
1.Navigate toMobile Sites/Appspage
2.scroll to your site listing and click theadcodebutton to get your site ID


3.Login to your wapka CP -> admin mode -> Edit settings -> Advertisement -> Manage advert.
4.Under Add new advertisement, click adiquity.com link, then input your ID u got at step 2above

and save.How Do I Display The AD?
If you’ve been approve by adiquity, you ready to start displayin their ads. to do this, Navigate toEdit site -> Advertisement, Select Adiquity from the dropdown list, align(center, left, right), position, and set visibility of the adiquity ad, then save.
You should start seeing ads on your site and start earning.
Other ADnetwork like mkmob.com, addynamo.com, mobday.cometc uses javascript to serve ADS. to implement their ad, just copy and paste the javascript to start displaying ads.
Please don’t forget to share your earning with me, after receiving payment